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Living longer: Lessons from Australia

Living longer: Lessons from Australia

16m 32s

Australia combines long life expectancy with a highly developed pension system. Yet many people still underestimate how long their savings need to last and end up bearing longevity risk themselves. That combination has made Australia particularly instructive when it comes to understanding how retirement income solutions evolve.

Andrea Stähr and Kris Boundy talk about how retiree behaviour and product design come together in the decumulation phase and what global insurers globally can learn from Australia’s experience.

What shapes critical illness products

What shapes critical illness products

14m 56s

A serious diagnosis doesn't just affect health; it disrupts everyday life in ways standard cover design doesn't always reflect. Tim Smith, Head of Protection at Hannover Re UK Life Branch, explores what this means for insurers designing and refreshing critical illness (CI) cover.

He discusses where traditional definitions falls short, how small costs can quickly add up for customers, and why CI products need to keep pace with modern diagnostics and treatments. Tim talks about CI cover complements life insurance and how thoughtful product design can better reflect real customer needs.

Innovation and digital transformation in life and health insurance with Lisa Balboa

Innovation and digital transformation in life and health insurance with Lisa Balboa

21m 17s

Lisa Balboa offers a forward-thinking perspective on innovation and digital transformation in life and health insurance. With a decade of experience and a passion for health technologies, the Head of Hannover Re’s Life & Health Digital Business Accelerator shares her insights on the most promising areas of innovation, how to spot true value amidst the hype, and what successful initiatives look like in practice.

Navigating longevity risk in life and health (re)insurance with Cord-Roland Rinke

Navigating longevity risk in life and health (re)insurance with Cord-Roland Rinke

17m 48s

Cord-Roland Rinke, Managing Director, Life & Health Analytics & Longevity at Hannover Re, dives into the world of longevity and its profound implications for the life and health insurance sector. As life expectancy continues to rise, understanding longevity risk becomes crucial not just for individuals but also for institutions that provide financial security during retirement.